Don't Let Insurance Adjusters Deprive you of the Compensation You Deserve
No one ever expects to be injured in an auto accident. Unfortunately, automobile accidents happen all the time. Regardless of whether you were driving home from work or going to the grocery store, you deserve to be compensated for your injuries if you are the victim of the negligence of others. The last thing you want to do is end up making a mistake that could cause you to lose out on the money owed to you. Avoid these three mistakes when it comes to automobile accidents and your safety. Unfortunately, directly after an auto wreck, the last thing going through your mind is preserving your right to compensation. That is just fine, as long as you remember a few simple facts, by the time you first meet with your accident attorney, you can be well on your way to the compensation you deserve. Avoid this three common errors.
Settling too quickly.
Insurance companies will often try to get you to settle your case fairly quickly. In fact, insurance adjusters receive extensive training in learning how to force a victim to take a fast and low settlement. The quicker they settle, the less likely you are to fully understand the scope of your injuries and how much the whole accident is going to cost you. The Illinois legislatures knows this, and this is why the Statute of Limitations in Illinois is actually two years. Even though you might need the money now, you are better off waiting until you are close to being fully recovered. This makes sure you can claim everything you lost from the incident. Furthermore, the settlement achieved by retaining an experienced local attorney are almost always higher than negotiating on your own.
Giving statements on pain medication.
Many insurance companies will try to get you to give a statement right after being in an accident. If you are taking pain medication, you need to refrain from giving any statements until you are completely coherent and able to understand what is going on. Remember, you are never required to give a statement to the insurance company for the negligent driver. Your contract is only with your insurance company not with that of the defendant driver. Additionally, insurance adjusters want to take statements as soon after the accident as possible since it is less likely that you are in severe pain. Due to increased levels of adrenaline, the pain seldom sets in until weeks after the wreck. Finally, bear in mind that you are always permitted to have your attorney present when you give your statement.
Not hiring a trained lawyer.
When dealing with an auto accident case, you need to make sure you have a trained lawyer working on your side. They will deal with the insurance company for you so you can focus on recovering from the accident. This seems obvious, and the horrible attorney ads on television, billboards, and on the radio constantly state it, but the reality is, insurance companies will never take an individual seriously until a lawyer is hired. This is not a positive situation, but it is a reality.
Contact us to schedule a consultation about your case. If we can help we will let you know and work through the process with you from start to finish. If we can't help you, we will let you know and still try to help you through. No hard sell, just good advice. As always, you don't pay us until we recover.
According to Harvard, Medical Malpractice is a Positive Force
"Medical Malpractice lawsuits cost us all in healthcare premiums." This is the faulty rhetoric put forth by certain entities opposed to civil lawsuits. Health Affairs, a public policy journal, has recently published a study that may prove otherwise.
Harvard researchers published the study the primary finding of which was that the medical liability system (liability for negligent actions imposed on medical professionals) accounts for a measly 2.4 percent of American Health Care expenditures. In fact, the cost of medical malpractice lawsuits alone is well below one percent of the $55.6 billion spent on health care in the U.S. in 2008.
Indexed Annuities Offer Large Profits and Commissions for Insurance Companies, but Questions Remain as to Whether these Products are Good for Clients
Since the first Equity-Indexed Annuities appeared in the product lines of insurance companies in the mid 1990’s, significant confusion has abounded. These annuities can be classified somewhere in the void left between fixed annuities and variable annuities. In this regard, many individual investors are naturally attracted to the perceived benefit derived by Equity-Indexed Annuities. Benefits are described as including, protection from market downturns due to the fixed interest rate portion of the annuity, and the ability to reap the benefits of market upturns due to the variable interest rate portion of the annuity. The concept seems simple, but the simplicity surrounding Equity-Indexed Annuities ends abruptly.
What do I Need to Know?
Ryan Bradley Writes on Medical Devices on Recall Guide, Update on the Stryker Shape Match Cutting Guide
Ryan Bradley Describes How Medical Devices Make it to You
A Lessor Known Stryker Recall In Illinois: The Stryker Triathlon Knee Cutting Guide
In early 2013 comma as much of the medical device industry was focused on the epidemic of metal-on-metal hips, Stryker Orthopedics in conjunction with the FDA recalled its Shape Match cutting guide which was included in the installation of the Triathlon Knee System. This recall covered all lot numbers of the Cutting Guide produced between May of 2011 to November of 2012. It is important to keep in mind that the Stryker shape match recall was small in comparison to the more well-known Stryker metal-on-metal hip recall. While there were fewer incidences of failure, the shape match cutting guide cost serious injuries to patients including chronic pain, knee fracture, Knee instability, revision surgery, and permanent decreased mobility. Koester and Bradley has reason to believe that Stryker Triathlon knees using the Shape Match cutting guide were implanted in Central Illinois and across the Midwest. Individuals who received a Stryker knee implant between 2011 and early 2013, and are experiencing problems, are well advised their positions as well as an experienced who handles medical device.
Illinois Plaintiffs Lawyer Personal Injury Blog by Koester & Bradley, LLP
Legal News with Illinois Impact from Accident and Personal Injury Firm Koester & Bradley, LLP
Ryan R Bradley is a civil litigator based in Champaign County Illinois focused on representing plaintiffs in a variety of cases form medical malpractice to automobile accidents.